How Much Can
I Borrow?
Find out how much you can expect to borrow,
based on how much you earn and what your current expenses
are.
To find out how much you can borrow, click here.
How Much Will Stamp Duty Be?
The amount of stamp duty paid will vary from state to state and whether you are a First Home Buyer or not.
To find out how much stamp duty you would pay, click here.
What Will My Loan Repayments Be?
Find out how much your loan repayments would be for any borrowed amount, using different interest rates and loan terms.
To find out what your loan repayments will be, click here.
What If I Make Extra Repayments?
You can save yourself a lot in interest payments just by paying more than the required minimum. It could also cut years off the term of your loan.
Latest Rates (click here)
One of the many factors you should take into
consideration when choosing the loan that’s right for you
is the interest rate.
The interest rate on its own however, does
not give a true indication of the actual cost of the loan.
Other factors to consider include the ongoing fees and up-front
charges.
These fees can vary between lenders and loans.
So, how do you make sure you are comparing apples with apples,
like with like?
By using comparison rates. A comparison rate is designed to indicate the 'true' cost of a loan. It takes into account some of the costs associated with setting up a loan including the interest rate, the loan establishment fees and any other up-front or ongoing fees. The comparison rate doesn't include government fees and charges or any fees that are contingent or that are not ascertainable at the time of calculation. The comparison rates on our "Current Rates" schedule is shown in the brackets to the side of the specified rate.
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