Who can apply for a Commercial Loan?

Commercial loans are available to individuals, partnerships, companies and discretionary trusts for many different types of Commercial Security.  In the event that a mortgagor is a company or trust, the shareholders and beneficiaries are normally required to provide personal guarantees as part of the mortgage documentation.

Interest rates charged are very competitive compared to other finance institutions.  The advantage we offer is the high degree of flexibility in repayment arrangements.  Loans can be Interest Only, thus allowing you to concentrate on generating profits and utilising your capital to aid your business growth. 

Alternatively, you may wish to structure your loan to a Principal & Interest arrangement up to 15 years. 

Interest rates for either the Interest Only loans or Principal and Interest loans can be either fixed or variable or a combination of both.

We have access to many lenders, both bank and non-bank, plus also have access to Mezzanine Funding, Private Funding and Low Doc Commercial Loans, with high LVR's if needed.

Apart from offering more than competitive interest rates, the other most important aspect, is that when in business for yourself, it is important to be able to pick up the phone and speak to someone who can provide immediate answers to any queries you may have.  At LP Finance, we provide this service.  We handle all your questions with the financier at no cost to you.

At Finance 4, we are able to access loans for the purchase or refinance of a commercial property at competitive rates. Some of the benefits include:

• Higher permissible LVR – up to 85% for owner occupied and investors
• Longer loan terms – up to 30 years for owner occupied
• Alternative income verification including Accountants Letter
• No annual reviews – a genuine "set and forget" facility
• No line fees, review fees, mandate fees or account keeping fees

In most cases, we can provide a conditional offer within 48 hours after receipt of all required information.

Call us to find out how we can help you on 07 3818 1144 or click here